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It is an excellent idea to get your travel insurance that covers theft, loss, medical issues and emergency rescue operations when you plan to travel to Nepal. A relaxed and satisfying trip is not possible without good travel insurance. Although buying yourself an insurance for Nepal tour is not mandatory, almost all the major trekking companies will not accept to run your trip if you do not have a travel insurance.
There should be wide varieties of policies available with the insurance companies in your home country that offer attractive packages for your travel plans. So, it is very important when you purchase a travel insurance to make sure that the policy covers everything that you would be participating in during your Nepal holiday. The best way to make sure that your travel insurance includes all activities is to provide the company with your travel itinerary that you are going to undertake on the trip.
It is a condition of joining any of Himalayan Glacier’s trips to purchase your travel insurance against comprehensive expenses that are likely to incur due to medical issues or accidents including air ambulance, helicopter rescue & evacuation, and treatment costs. Make sure that you are covered for adventure activities and high altitude as well. If you are hiking or trekking beyond 13,000 feet, it is best to choose a policy that covers medical and emergency repatriation, including helicopter evacuation for trekkers and general medical evacuation.
Also, every traveler should understand that most medical treatment and facilities like hospitals or health centers must be paid for, at the point of delivery of the patient. So, it is wise to choose a policy that pays doctors or hospitals directly rather than you having to pay on the spot and claim later. For other details about your travel insurance, you can visit our page which has some suggestive names of insurance companies in your country.